Terms of Service

Welcome to Stocgle. These Terms of Service ("Terms") govern your access to and use of the Stocgle website, products, and services.

By accessing or using the platform, you agree to comply with these Terms. If you do not agree with these Terms, please do not use the platform.

1. About Stocgle

Stocgle is a financial technology platform that provides tools designed to help users understand publicly available financial data related to companies and securities.

The platform provides:

• Stock health scores
• Financial metric explanations
• AI-assisted insights
• Educational analysis tools

The platform does not provide investment advice and does not recommend buying or selling securities.

2. Acceptance of Terms

By accessing or using the Stocgle platform, you confirm that:

• You are at least 18 years old
• You are legally capable of entering into binding agreements
• You agree to comply with these Terms and all applicable laws

If you are using the platform on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

3. Nature of Services

Stocgle provides financial data analysis tools intended to simplify financial information for educational purposes.

The platform may include:

• Company financial metrics
• Historical stock data
• AI-generated explanations
• Visual analytics tools
• Comparison tools

The platform does not execute trades, provide brokerage services, or manage investments.

4. No Investment Advice

All information provided on the platform is for educational and informational purposes only.

Nothing on Stocgle should be interpreted as:

• Financial advice
• Investment advice
• Trading advice
• Buy/sell recommendations
• Portfolio management guidance

Users should consult qualified financial professionals before making any financial decisions.

5. Market Risk Disclosure

Investments in securities are subject to market risks.

Users acknowledge that:

• Stock prices can fluctuate significantly
• Past performance does not guarantee future performance
• Financial loss is possible when investing in markets

Stocgle shall not be responsible for any investment decisions made by users.

6. AI-Generated Insights

Certain insights and explanations available on the platform may be generated using artificial intelligence or algorithmic systems.

AI-generated outputs:

• Are based on data interpretation models
• May contain inaccuracies
• Should not be relied upon as sole decision-making sources

Users should independently verify financial information before acting on it.

7. Data Sources and Accuracy

Financial data displayed on the platform may be obtained from third-party sources.

While Stocgle aims to present accurate and updated information, we do not guarantee:

• Real-time accuracy
• Completeness of financial data
• Absence of errors
• Uninterrupted availability

Stock prices and financial metrics may be delayed.

8. User Responsibilities

By using the platform, users agree not to:

• Misuse the platform
• Scrape or extract data in bulk
• Copy proprietary algorithms or scoring models
• Attempt reverse engineering of the platform
• Use automated bots without permission
• Interfere with system functionality

Violation may result in suspension or termination of access.

9. User Accounts

Certain features of the platform may require account registration.

Users are responsible for:

• Maintaining the confidentiality of login credentials
• All activities conducted under their account
• Providing accurate information

Stocgle reserves the right to suspend or terminate accounts in case of misuse.

10. Intellectual Property

All intellectual property on the platform is owned by Stocgle or its licensors.

This includes:

• Platform design
• Proprietary scoring models
• AI analysis systems
• Text, graphics, and software
• Trademarks and logos

Users may not reproduce or distribute platform content without prior written permission.

11. Platform Availability

Stocgle may modify, suspend, or discontinue any part of the platform at any time.

We do not guarantee uninterrupted access to the platform. Maintenance, updates, or external factors may temporarily affect availability.

12. Subscription and Paid Features

Some features of the platform may require payment.

When purchasing subscriptions:

• Users agree to the displayed pricing
• Subscriptions may renew automatically unless cancelled
• Access to premium features will depend on active subscription status

For questions or concerns, please contact us at support@stocgle.com

© 2026 Stocgle. All rights reserved.